So you’re driving yesterday’s car – and the upholstery is a bit ofanembarrassment – but that doesn’t mean you should regard comprehensivecar insurance as unnecessary.
Once, having comprehensive insurance for your car simply meant coverfor the car itself, plus third party, and that was all that wascovered. Those with older cars that had been knocked about just didn’tbother taking out full insurance and just opted for the cheapalternative of fire, theft and third party. But now fully comprehensive car insurance takes in so much more than just your car.
Additional benefits now include cover for overnight accommodation andtransport, cover for a rental car until your car is back on the road oryou purchase a new one – though naturally limits apply. Your trailermay automatically be covered to a set amount as with personal effects,destroyed or damaged in a collision, covered to a maximum amount – insome cases this is worth nearly as much as the car.
Naturally all these benefits apply across the board for both newer andolder models with more benefits that enable new car drivers to relaxback in their seats, including new car replacement up to 12 months old,guaranteed repairs for the period you own the car and being able tosecure quotes from your chosen repairers.
Comprehensive Insurance Is Better Value Today Than Ever Before
Online car insurance company, 1 Cover, say, while it’s true insurancecosts have gone up in Australia, comprehensive insurance is bettervalue today than ever because of a cocktail of added benefits and thenumber of amazing ways driver’s can reduce their comprehensive premiums.
-Limiting who can drive your vehicle will make you eligible for a Restricted Driver Discount
-Choosing between an Agreed Value to ensure your car for or the market value
-Fitting approved security systems positions you for our Security Device Discount
-Opting for a variable excess rate
All these are great, however, driving carefully yourself, watching outfor ‘the other driver’s mistakes’ and being savvy to how to handlediverse road conditions can easily have the biggest impact on yourpremiums. 1 Cover’s Maximum No Claim Discount Protection can result insavings up to 60% pa after 5 years, while still allowing driver’s tomake up to 2-claims over a three-year period and retain their Rating 1status.
So, it’s probably time to compare the benefits you receive with comprehensive car insurance rather than simply getting a quote based on the value of your car. 1 Cover can be contacted via www.1cover.com.au

Author Bio: Peter Smyth is Marketing Manager at 1Cover Car Insurance, offering comprehensive car insurance online.Get quality car insurance today.